EFFECTIVE
DATE: Dec 2, 2008 thru Dec 9, 2008
|
|
CERTIFICATES OF DEPOSIT AND
IRA'S |
|
Term |
A.P.Y* |
Rate |
| 91 Days |
2.00% |
1.99% |
| 182 Days |
3.05% |
3.03% |
| 12 Months |
2.85% |
2.83% |
| 18 Months
|
2.95% |
2.93% |
| 24 Months (2
Years) |
3.00% |
2.98% |
| 30 Months |
3.05%
|
3.03% |
| 36 Months (3
Years) |
3.10% |
3.08% |
| 48 Months |
3.10% |
3.08% |
| 60 Months (5
Years) |
3.10% |
3.08% |
|
|
$500.00 Minimum to
open Certificate of Deposit |
Note: There is a substantial penalty for
early withdrawal including substantial tax penalties on tax deferred
instruments.
| |
|
OTHER INTEREST BEARING
ACCOUNTS |
|
Account |
A.P.Y* |
Rate |
| Savings |
0.35% |
0.35% |
| Super Now |
0.25% |
0.25% |
| Top Now |
|
|
|
Under $10,000.00 |
0.35% |
0.35% |
|
$10,000.00 & over |
1.26% |
1.250% |
| Money Market
Checking |
|
|
| Under $2,500.00 |
0.35% |
0.35% |
|
$2,500.00 to $20,000.00 |
0.85% |
0.85% |
|
$20,000.00 &
over |
1.00% |
1.00% |
|
|
Rate may change after
the account is opened.
Fees could reduce the earnings on the account.
$100.00 minimum deposit to
open account.
See a Personal Banker for further details. |
|
