PERSONAL BANKING – Checking
|
Hometown Free Checking |
Senior Privileges Club Account (55 and over) |
Super Now Account |
|---|---|---|---|
| Opening Balance Requirement | $100.00 | $100.00 | $1,000.00 |
| Minimum Balance to Avoid Monthly Fees | None | None | $1,000.00 |
| Interest Earning | No | Yes | Yes |
| Available Debit Card | Yes | Yes | Yes |
| Online Banking | Yes | Yes | Yes |
| Bill Pay | Yes | Yes | Yes |
| Direct Deposit | Yes | Yes | Yes |
| Check Writing | Unlimited | Unlimited | Per debit fee of $0.10 will be charged for each transaction if average daily balance falls below $1,000.00 |
Hometown Free Checking
- Free Online Banking
- Free Online Bill Payment
- Free Photo ATM/Debit Card
- No monthly service charge
- No minimum balance
- Unlimited check writing
- Monthly statement
- $100.00 deposit required to open account
Senior Privileges Club Account
- Members must be at least 55 years of age
- Incentive Rate on Checking**
- Incentive Rate on CDs***
- Travel Club
- 10 Free Photocopies per month
- Free Online Banking
- Free Bill Pay Service
- Free ATM/Photo Debit Card
- Free Notary Service
- No Maintenance Fee
- No Minimum Balance
- Unlimited Check Writing
** Incentive Rate on Checking:
See Rates
*** Incentive Rate on CDs: Current CD rate plus 0.10 % (Direct Deposit Required)
See Senior Privileges Club Account Rate Sheet for current rates.
Super Now Account
- Interest compounded & credited monthly (See rate sheet for current rate information)
- Monthly Service charge of $10.00 imposed if average daily balance falls below $1,000.00
- Per debit fee of $0.10 will be charged for each transaction if average daily balance falls below $1,000.00
- $1,000.00 deposit required to open account
